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CUNA – Products and services including CU360 research and advice, financial literacy, CU statistics, economic reports, education, training, and so much more. (more)

CUNA Strategic Services – From fraud detection software to cash handling equipment to SBA lending services, CUNA Strategic Services has a product you are looking for. (more)

Ensenta  - Self-Service Branch Kiosk (more)

FSCC - Shared Branching – (more)

Get Away Today – Discounted Member Travel – (more)

HR Value Group – Human Resources Services (more)

JMFA – Overdraft Privilege Program – (more)

Kelley Blue Book – Vehicle Price Assessment (more)

The LoanLink Center - Lending Call Center (more)

Office Max – Office Products (more)

Sprint – Discounted Cell Phone Service (more)


Ensenta - Self-Service Branch Kiosk - Through a partnership with Ensenta and using the FSCC shared branching switch and NCR/Tidel equipment, ACULS offers a full service kiosk that virtually replaces a teller and/or branch. Any Arizona credit union that is a member of the FSCC network can now provide members an automated, no employee branch. This is a perfect solution for your branch that has high non-member shared branching transactions - simply direct non-members to the kiosk and use your higher cost tellers to service your own members. It's also a great solution for a SEG group location where a full branch is cost-prohibitive. Members will have access to all credit union accounts and can do any shared branching transaction. The touch-screen kiosk is Check 21 ready and allows envelopeless deposits, cashier's check printing, and eliminates your daily check sweep. Using internet-based technology, the Kiosk does not require a host-to-host connection and is less expensive than other ATMs with similar functionality.

FSCC - Shared Branching - With FSCC’s shared branching network, credit union members can utilize any of the over 5,000 locations in 47 U.S. states and 6 other countries. The cooperative network gives credit union members the ability to do transactions like they were in their own CU branch, but at literally thousands of locations. This international extension of your credit union is easily recognized by the CU Service Center "swirl" logo and with 12 million members and 110 million transactions in 2005, the FSCC solution is an affordable option for any credit union wanting to expand member service without the cost of a staffed branch.

Get Away Today - Discount Member Travel - Get-Away-Today offers affordable family vacations directly and exclusively to credit unions and their employee groups. Your credit union simply distributes the customized vacation planners to members and Get-Away-Today does the rest. Your credit union may even qualify to receive one free trip per year!

HR Value Group - Human Resources Services - Owned by the credit union system, HRValue Group is a consulting firm specializing in credit unions, and offering customized products and services such as targeted recruitment and retention, competitive compensation, systematic training programs, effective succession planning and more.

JMFA - Overdraft Prilivage Program - Increase member satisfaction, raise market share and increase your credit union's non-interest income - all without raising fees or adding major operational costs. With the John M. Floyd & Associates Overdraft Privilege program, you'll be on your way to providing a valuable benefit to your membership - protecting them from credit and debit bureau problems, merchant fees and embarrassment associated with returned checks and ACH items.

Kelley Blue Book - Vehicle Price Assessment - For over 75 years, Kelley Blue Book has been the leading producer of vehicle price assessment guides. Guides include: Leased, Used, Older, Early Model, Travel Trailer, Motor Home and Motorcycle. Online services are also available to easily access vehicle values for New and Used cars with just the click of a button. See ACUL Services, Inc. to order your guides today.

The LoanLink Center - Lending Call Center - The LoanLink Center was formed in 2002 as a joint venture between CUNA Mutual Group and APPRO Systems, Inc. Formerly The LoanLink Lending Center, the company began by offering call center services in 1996 and its client list has quickly grown to more than 220 financial institutions nationwide. Today, The LoanLink Center offers lenders the best of both worlds; online lending and call center lending. Clients enjoy significant competitive advantage, including:
· Credit decisions by the end of the phone call for telephone members.
· Credit decisions in 60 seconds or less for Internet members.
· Experienced underwriters available 24x7 with the ability to make gray-area lending decisions.
· A professional lending staff available 24x7 to serve as a back up resource, ultimately closing more loans because the staff is able to answer applicants' questions regarding their lending transaction.
· Advanced lending software that ties into the Internet application. This gives The Loan Link Center the ability to mirror complex underwriting criteria by product, risk-based pricing, cross-selling, down-selling, customer scorecards and other customized requests.

Office Max - Office Products - Looking for office products for your credit union at a competitive price with convenient ordering options? Look no further than ACUL Services! With our vendor, OfficeMax, your credit union can receive substantial discounts on various office products. Order via the phone, fax, or conveniently on the web. Rest assured that your staff will have the products they need at a great price and with unmatched delivery service.

Sprint - Discounted Cell Phone Service - We now offer Sprint PCS cellular phone service to credit unions and their members at discounted rates. Members will get at least a 10 percent discount on all monthly recurring charges, including service rate plans and features. The discount also includes coast-to-coast coverage, simplified calling plans, national rates with no roaming and long distance charges and the advantage of keeping their existing phone numbers, regardless of the provider they are currently with. Members who are existing Sprint customers can also take advantage of this opportunity.

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