Insurance, Investment Management, Employee Benefits, Lending Programs (more)


Credit Card Processing, Signature Debit Processing, Gift Cards, Reloadable Prepaid Cards, Bill Pay and eBanking (more)



Pin-Based Debit Processing (more)



Check Printing & Marketing Services (more)

Statement Solutions (more)

Automated Valuation Model (more)

Credit Union Advantage - The indirect lending program allows credit union members the convenience of a one stop shopping experience for the purchase and financing of their next new or used vehicle. Your credit union member can shop at over 330 new and used dealerships throughout the state of Arizona. Upon arriving at one of the dealerships, your member identifies themselves as a Credit Union Advantage member and requests financing through their credit union. The program allows the dealership to process all the proper paperwork and contract your member right at the point of sale. Your member will not have to return to the credit union to finish the transaction, which allows your member to shop for a vehicle anytime, including days, nights, and weekends, and still receive credit union financing. The credit union benefits by capturing more loans from members, especially loans that are originated during after-business hours. You will also save time by not having to schedule loan closings at a branch and you can use this system to obtain new members by allowing dealers to send in non-member applications along with a generic membership card. The Credit Union Advantage Indirect Lending Program is a free service to members of all participating credit unions.

CUNA Mutual Group - CUNA Mutual Group is a leading provider of financial services to credit unions and their members worldwide. With over 70 years of experience, CUNA Mutual partners with their policyowners to offer solutions designed to generate results.
Lending – Offering cost-effective methods for improving credit union lending results.
Investment Management -- Creating financial strength and stability for credit unions and their members.
Employee Benefits -- Helping credit unions recruit and retain the right people with benefits packages, tools and support.
Protection -- Providing insurance, risk management and innovative solutions.
Members -- Helping credit unions strengthen their member relationships while contributing to the bottom line.
Advocacy -- Supporting the Credit Union Movement and Our Communities. CUNA Mutual Group has contributed significantly to support tax exemption for their member-owned credit unions, including issues of legislation and regulation. The company advocates for credit unions on such matters as RESPA mortgage-lending reform, curtailing the scope of UBIT (having already contributed more than $2 million), and protection against plastic-card fraud.
Additionally, in 2007 CUNA Mutual provided a record amount in benefits (claims paid, dividends, and interest credited) —more than $1.47 billion—to credit unions and individual policyholders. The company also paid out $265.3 million in reimbursements and experience refunds to credit unions and $32.1 million in league reimbursements to support the system and member credit union activities.

Fidelity Information Services - With over 30 years of experience in card processing, FIS understands the importance of keeping pace with the rapidly changing and competitive credit card industry. FIS provides turnkey programs offering a full range of support services, full service and pass through processing and best in class rewards and other enhancement programs. Through the Illinois Credit Union League Illinois Credit Union League[link to http://www.iculsc.com/], we are also pleased to offer reloadable prepaid debit and travel cards as well as single use gift cards for all size credit unions.
For the smaller credit union, the Illinois Credit Union League[link to www.iculsc.com] features the Apollo Program, a debit and credit card program designed for credit unions that may find processing and servicing with a traditional credit card company to be too expensive. Bill Pay and eBanking are other low cost options available through the Illinois League.

First Data - If your credit union is in need of dependable, cutting-edge Electronic Funds Transfer (EFT) service, turn to ACUL Services, Inc. We have an ATM solution to fit your needs through First Data Debit Services. First Data Debit Services features STAR®, a pioneering, coast-to-coast electronic payments network and an expert in secure, real-time electronic transactions.

Harland Clarke - To bring our credit unions the highest quality sharedrafts with the most competitive service and pricing, ACUL Services, Inc. has partnered with Harland Clarke, a leading provider of integrated payment solutions, marketing services and technology solutions. Harland Clarke is devoted to serving credit unions with products best suited for their members and has a production facility conveniently located in Phoenix. The company’s dedicated credit union division is here to help make your sharedraft program successful with package enhancements and marketing tools.

SourceCorp - Simply the best statement printing solution available for Arizona credit unions! Using SourceCorp’s SAS 70 certified commitment to quality and their processing plant right here in Phoenix, your members' statements will be processed, printed and delivered via mail or email with the highest accuracy and speed of any company operating today. Programming is completely customized to fit your credit union's exact needs. Black and white, 4-color, simplex and duplex printing are all available to your credit union with a dedication to service and extremely competitive pricing.

ValueCheck - Automated Valuation Model - Use ValueCheck to increase your equity loan volume and close loans in a more efficient manner. This sophisticated technology provides your credit union with instant real estate property valuations. The product is online via the Internet and provides valuations, census tract numbers, legal descriptions and comparable sales information on your second mortgages and home equity loans. Integrate ValueCheck into your automated lending system and give members instant approvals on equity loans.

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